Lost your home?
You may still be owed thousands.
When a foreclosure or tax sale brings more than what's owed, the surplus belongs to you. Counties hold millions in unclaimed funds we recover them, with no upfront fees.
Backed by institutions.
Going it alone can cost you $10,000–$20,000.
Filing fees, attorney fees, and court costs pile up fast, and if you miss the deadline, the county keeps every dollar of surplus that’s rightfully yours.
$10,000–$20,000 out of pocket
Filing fees, attorney fees, title fees, and court costs can reach five figures depending on the claim. We work on contingency, so you pay nothing upfront.
Strict claim deadlines
Every state has a filing window. Miss it and your surplus is absorbed by the state, permanently.
No notification from the county
Counties have no obligation to track you down. If you’ve moved, you’ll never hear the surplus exists.
Scams from unlicensed agents
Predatory mailers and unregulated “recovery agents” take huge percentages or disappear with your rights.
Counties hold billions in unclaimed surplus.
When your property sells at auction for more than what's owed, the extra money your money sits in a county account. Most people never find out it exists.
Your money disappears.
- × Counties rarely notify you about surplus funds
- × Complex legal filings you don't know how to make
- × Strict deadlines miss them, funds go to the state
- × Competing claims from lienholders
- × Scams from unlicensed "recovery agents"
From search to check in hand in four steps.
We handle the research, paperwork, and legal filings. You answer a few questions and wait for your check.
Free lookup.
Enter your name and former property address. We search county records nationwide to find any surplus funds tied to you.
We verify your claim.
Our team reviews foreclosure documents, sale records, and legal filings to confirm you're entitled to surplus funds.
We file for you.
We prepare and submit all required legal paperwork, communicate with county officials, and navigate the bureaucracy on your behalf.
You get paid.
Once approved, the funds are released directly to you. We only get paid a percentage when you successfully collect.
Check if you have unclaimed funds.
Enter your details and we'll search county records nationwide. Free, confidential, no obligation.
100% free and confidential. No obligation. We'll contact you within 24 hours with results.
Real recoveries,
loud results.
Former homeowners who recovered surplus funds through Elite Home Bids.
"Had no idea there was $31,000 sitting in the county after my foreclosure. Elite found it and handled everything. Check came in 6 weeks."
"My mother passed and we didn’t know about the tax sale surplus. Elite walked us through the heir claim process. So grateful."
"I was skeptical, but no upfront fees meant no risk. They recovered $22k from a property I lost three years ago. Legit."
"County was holding $44k from my dad’s foreclosure and nobody told us. Elite located the funds, filed the heir claim, and got us the check."
"Thought the money was gone after the tax sale. Turns out the county owed me $18k. Elite did all the paperwork. I just signed and waited."
"Filed on my own twice and got rejected. Elite’s team knew exactly what the court needed. Approved in 30 days. Wish I’d called sooner."